Dear 2011:
It is with immense anticipation that I wanted to welcome you. We will be together for the next 365 days. Your predecessor 2010, amidst uncertainties in the first quarter, provided astral opportunities for growth. I admit having tons of expectations from you especially that, together, we will be welcoming my 30 th year of existence. The year I devoted for stability and positivism. Thus, I wanted to share with you our TO-DO list . 1. Let’s get Physical . Getting rid of the bulges is on top of our priorities. I know it’s a lame excuse but the demanding work schedule was a deterrent this year. With you, hopefully, time will be more giving. Let’s jump back on the wagon and hit the gym. 2. Benjamin Franklin uttered “A penny saved is a penny earned” . Why just a penny if you can save more. Logic dictates: save a little money each month and at the end of the year you’ll be surprised at how little you have. Time to reconcile the gross spending habits with the net income and learn to li...